Whether you’re buying, refinancing, or investing, Everyday Lending Group is here to guide you every step of the way. With expert advice, competitive rates, and tailored loan options, we make home financing stress-free.
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Discover why clients choose Everyday Lending Group for their mortgage needs.
Whether you’re buying your first home, investing in property, or looking to refinance, our team is here to help you find the right loan with confidence. Explore our full range of mortgage solutions tailored to fit your goals.
Conventional Home Loans are one of the most popular mortgage options for homebuyers and refinancers alike. These loans are not backed by the government, giving borrowers more flexibility with terms, property types, and financing strategies. At Everyday Lending Group, we help you explore low-rate conventional mortgage solutions tailored to your credit profile, down payment, and financial goals.
FHA Home Loans are backed by the Federal Housing Administration and designed to help more buyers qualify with lower credit scores and minimal down payments. Perfect for first-time homebuyers, these loans offer flexible guidelines and competitive rates. Everyday Lending Group makes the FHA process simple, guiding you from application to closing with expert support every step of the way.
VA Home Loans are a powerful benefit for eligible veterans, active-duty service members, and surviving spouses. With no down payment, no private mortgage insurance, and competitive interest rates, VA loans make homeownership more accessible. Everyday Lending Group proudly supports those who serve by making the VA loan process smooth, respectful, and focused on your long-term financial success.
Jumbo Home Loans are designed for higher-value properties that exceed conventional loan limits. Ideal for luxury homebuyers or buyers in high-cost areas, these loans offer flexible terms and competitive rates. At Everyday Lending Group, we help you navigate jumbo financing with ease, ensuring a smooth process and a loan structure that fits your goals and financial profile.
Personalized Mortgage Solutions for self-employed borrowers offer flexible alternatives to traditional income verification. If you’re a business owner, freelancer, or contractor, Everyday Lending Group can help you qualify using bank statements, asset documentation, or other income methods. We understand complex finances and tailor home loans that match your unique situation—making homeownership achievable without the paperwork headaches.
Non-Qualified Mortgage (Non-QM) Loans are designed for borrowers who may not meet traditional lending guidelines. Perfect for self-employed individuals, real estate investors, or those with unique income sources, these loans offer flexible approval options. Everyday Lending Group provides expert guidance to help you secure a Non-QM loan that fits your financial profile and homeownership goals.
Bank Statement Loans are ideal for self-employed borrowers who prefer to qualify using deposits instead of tax returns. By reviewing 12 to 24 months of business or personal bank statements, Everyday Lending Group helps you access flexible home financing options. This solution is perfect for entrepreneurs, freelancers, and contractors looking for a simplified path to homeownership.
Investment Property Financing helps you build long-term wealth through real estate. Whether you’re buying your first rental property or expanding your portfolio, Everyday Lending Group offers flexible loan options with competitive rates. We work with investors of all experience levels to structure smart financing strategies that support cash flow, appreciation, and long-term financial growth.
ITIN Loans help borrowers without a Social Security Number achieve homeownership using their Individual Taxpayer Identification Number. Ideal for non-citizen residents, these loans offer flexible approval and tailored solutions. Everyday Lending Group specializes in guiding ITIN holders through the process, making it possible to buy a home and build stability with a trusted lending partner.
Refinance Options allow homeowners to lower their interest rate, reduce monthly payments, or access home equity for major expenses. Whether you’re looking to consolidate debt or shorten your loan term, Everyday Lending Group will help you explore the best refinancing strategy. Our team makes the process simple, with tailored solutions that align with your financial goals.
Cash-Out Refinance lets you tap into your home equity and convert it into cash for renovations, debt consolidation, or major purchases. You’ll refinance into a new mortgage while accessing the funds you need. Everyday Lending Group helps homeowners unlock value with smart refinancing solutions designed to improve cash flow and strengthen long-term financial stability.
Renovation and Construction Loans provide the financing you need to build a new home or upgrade your current property. Whether it’s a ground-up project or home improvements, Everyday Lending Group offers flexible solutions that roll construction costs into one loan. We guide you through every stage so your vision becomes reality—on time and within budget.
USDA Home Loans offer zero-down financing for eligible buyers in rural and suburban areas. Backed by the U.S. Department of Agriculture, these loans feature low interest rates and reduced mortgage insurance costs. Everyday Lending Group helps you determine eligibility and guides you through the process, making rural homeownership more affordable and accessible for qualified borrowers.
First-Time Homebuyer and Down Payment Assistance (DPA) Loans are designed to make homeownership more accessible with low down payment options and financial support. These programs help reduce upfront costs for qualified buyers. Everyday Lending Group guides you through available first-time buyer solutions, helping you secure a home with confidence and take the first step toward building equity.
Reverse Mortgages help homeowners aged 62 and older access home equity as tax-free cash. Use it to supplement retirement income, purchase a new home, or eliminate monthly mortgage payments. Everyday Lending Group makes the process simple, offering expert guidance to help you decide if a reverse mortgage aligns with your financial goals and lifestyle.
Home Equity Lines of Credit (HELOCs) let you borrow against your home’s equity with flexible access to funds when you need them. Ideal for renovations, debt consolidation, or unexpected expenses, HELOCs offer interest-only payment options during the draw period. Everyday Lending Group helps you unlock this smart financing tool to manage cash flow and support long-term goals.
DSCR Loans are designed for real estate investors who qualify based on rental property income rather than personal income. These loans focus on the property’s cash flow instead of tax returns or pay stubs. Everyday Lending Group offers investor-friendly DSCR loan options that make it easier to scale your portfolio with minimal documentation and faster approvals.
Asset-Based Loans allow borrowers to qualify using their liquid assets rather than traditional income documentation. Ideal for retirees, high-net-worth individuals, or self-employed borrowers with strong savings or investment portfolios. Everyday Lending Group structures asset-based mortgages that provide flexibility and access to financing without relying on employment income.
1099 Mortgage Loans are designed for self-employed individuals, freelancers, and independent contractors who receive income through 1099 forms rather than W-2s. These loans allow you to qualify based on your gross 1099 income, offering a flexible alternative to traditional mortgage requirements. Everyday Lending Group helps non-traditional earners secure financing without needing tax returns or pay stubs. With competitive rates and tailored solutions, 1099 loans make it easier to achieve homeownership on your terms, even with complex income streams.
Interest-Only Loans allow borrowers to pay only the interest on their mortgage for a set period, typically 5 to 10 years. This can significantly reduce monthly payments upfront, making it an attractive option for investors, high-income earners, or those expecting future income growth. Everyday Lending Group offers flexible interest-only mortgage solutions that help you manage cash flow, invest strategically, or afford more home now—without locking into full principal payments from day one.
Private money loans offer fast, flexible financing for real estate investors and buyers who need quick access to capital. Ideal for fix-and-flip projects, bridge financing, or non-traditional scenarios, these loans are funded by private lenders instead of banks. Everyday Lending Group provides private money lending solutions with minimal documentation, no income verification, and funding in days — not weeks. Whether purchasing, refinancing, or renovating, private money loans help you act fast and seize investment opportunities with confidence.
Adjustable-rate mortgages (ARMs) offer low introductory interest rates that adjust over time based on market conditions, making them ideal for short-term homeowners or those expecting income growth. Everyday Lending Group provides ARM loan options with flexible terms, including 3/1, 5/1, 7/1, and 10/1 structures. These loans can help reduce monthly payments initially and are perfect for borrowers planning to refinance or sell before the rate adjusts. Explore how ARMs can lower your entry cost into homeownership.
6-Month SOFR Loans are adjustable-rate mortgages based on the Secured Overnight Financing Rate, adjusting every six months. They offer lower starting rates and may work well for short-term homeownership or investment strategies. Everyday Lending Group helps clients determine if this option matches their long-term financial goals.
At Everyday Lending Group, we’re more than just a network of loan officers — we’re a unified team of dedicated mortgage professionals committed to delivering clear guidance, competitive financing solutions, and a smooth, personalized lending experience from start to finish. Whether you’re buying your first home, refinancing, or investing in property, we work together to help you move forward with confidence.
Ryan Marks (NMLS #519138) leads the team as a Senior Mortgage Planner, known for his strategic approach and client-first mindset. He helps structure loans that align with both immediate goals and long-term financial plans.
Dat Nguyen (NMLS #1379110) brings a detail-oriented, approachable style to the team. His focus on transparency and simplicity helps clients navigate the loan process clearly and confidently.
Phil Mastroianni (NMLS #2141541) offers broad market insight and a strong track record of helping clients understand their options in a competitive mortgage landscape.
Jared Mueller (NMLS #1417190) is known for his calm, methodical approach, making him a trusted guide for first-time buyers and families seeking a stress-free experience.
Brandon Papineau (NMLS #2132568) specializes in crafting tailored mortgage solutions and is committed to responsive service and smooth, on-time closings.
Cao Truong (NMLS #2511712) delivers expert home loan solutions with the care and clarity you deserve. Whether you’re a first-time buyer or looking to refinance.
Together, we bring a collaborative, client-focused approach to every loan — ensuring you’re supported by a real team every step of the way.
Everyday Lending Group proudly serves clients in all 43 states.
From first-time homebuyers to seasoned investors, we offer a wide range of Home Loan and Mortgage solutions designed to meet your unique needs. Discover competitive rates, flexible terms, and expert support to help you achieve your homeownership goals.
Your financial situation is unique, and your mortgage should be too. We tailor loan options to fit your needs, ensuring a seamless experience whether you’re a first-time homebuyer, self-employed, or refinancing.
Whether you’re a first-time buyer, investor, self-employed, or navigating non-traditional mortgage financing, our blog offers expert insights to help you succeed. From rate trends to refinance strategies, explore smart guidance tailored to homebuyers, homeowners, and borrowers who don’t fit the standard mold.
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At Everyday Lending Group, we make home financing personal, simple, and flexible. Whether you’re a first-time homebuyer, a self-employed borrower, or a seasoned real estate investor, we tailor every mortgage to fit your unique story—not just your paperwork. With access to Non-QM solutions, conventional loans, down payment assistance programs, and more, we take the time to understand your goals and match you with the right options.
We serve all 50 states and bring a level of care, speed, and clarity you won’t find at a big-box lender. You’ll work with real experts who listen, communicate clearly, and move fast—so you can make confident moves in today’s market.
More loan choices. More flexibility. More peace of mind. That’s the Everyday Lending way.
Whether you’re a first-time homebuyer, self-employed borrower, real estate investor, or retiree exploring your options understanding your mortgage shouldn’t feel overwhelming. That’s why we’ve created this comprehensive FAQ section to guide you through every loan type we offer, from Non-QM and Bank Statement Loans to VA Loans, DPA Programs, and Reverse Mortgages. Get honest, straightforward answers backed by the Everyday Lending Group’s expert support in 43 states.
We offer a wide range of mortgage options, including Conventional Loans, FHA Loans, VA Loans, Jumbo Loans, First-Time Homebuyer Programs, Bank Statement Loans, DSCR Loans, ITIN Mortgages, HELOCs, and more. Whether you’re purchasing, refinancing, or investing, we tailor solutions to meet your goals.
Yes! Everyday Lending Group specializes in working with self-employed borrowers. We offer Bank Statement Loans, 1099 Loans, and P&L Mortgage Programs that use alternative documentation to help qualify without traditional income verification.
Absolutely. We guide first-time buyers through the entire process and offer access to Down Payment Assistance Programs and flexible financing to help make homeownership more accessible.
A Non-QM (Non-Qualified Mortgage) is designed for borrowers who don’t fit into traditional lending boxes. These loans are ideal for self-employed individuals, real estate investors, foreign nationals, or anyone with unique income or credit situations.
Yes, we work with real estate investors across all 50 states. Our DSCR Loans, Asset-Based Loans, and Private Lending options are built to help you grow your portfolio without jumping through traditional hoops.
Yes. Everyday Lending Group is licensed and able to serve clients in all 50 states. No matter where you’re buying or refinancing, we’ve got you covered with personalized support and expert guidance.
We work with a wide range of credit profiles. While many programs start around 620, we also offer flexible options for borrowers with lower scores, including Non-QM and ITIN loan programs.
A Non-Qualified Mortgage (Non-QM) is any home loan that falls outside standard “agency” guidelines. It’s tailor-made for borrowers with unique income, credit, or property situations—think self-employed buyers, real-estate investors, or borrowers with recent credit events.
Do Non-QM loans have higher rates?
Rates run a bit higher than conventional mortgages because lenders take on more risk, but they’re usually far below hard-money or private-money terms—and there are no balloon payments.
How much can I borrow?
Loan limits are generous—often up to $3-$5 million—and some programs go higher with strong compensating factors.
Is a big down payment required?
Not necessarily. Many Non-QM products start at 10–15 percent down; higher-risk scenarios may ask for 20–30 percent.
Perfect for self-employed borrowers, gig-economy earners, or small-business owners whose tax returns don’t reflect true cash flow.
How is income verified?
Lenders average 12–24 months of personal or business bank deposits rather than W-2s or tax returns.
What credit score and down payment do I need?
Most programs start at 620 FICO and 10 percent down (higher scores/down payments unlock better pricing).
Can I use this for a cash-out refinance?
Yes many investors tap up to 80 percent of their property’s value while keeping their first mortgage intact.
Instead of wages, lenders “deplete” or utilize liquid assets—checking, savings, brokerage, retirement— and convert them to monthly income for qualification.
What assets count?
Cash in bank, stocks, bonds, mutual funds, money-market accounts, and up to 70 percent of retirement balances.
Is employment required?
No. Retirees and high-net-worth borrowers with little or no verifiable income routinely qualify.
How much can I borrow?
Loan amounts often run to $3 million+ with as little as 20 percent down.
What is DSCR?
Debt Service Coverage Ratio compares a property’s gross rent to its monthly housing expense (PITI + HOA). A DSCR of 1.00 means the asset pays its own bills.
Do I need personal income docs?
No. Approval hinges on the property’s cash flow, not your tax returns.
What DSCR do I need?
Many investors qualify at 0.75–1.25+. Some programs even offer “No-Ratio” if you supply a larger down payment.
Can I close in an LLC?
Absolutely ideal for portfolio growth and liability protection.
Who should use a 1099 loan?
Independent contractors—realtors, consultants, sales reps—who earn the bulk of income reported on Form 1099.
What documents are required?
Typically 12–24 months of 1099s (or a 1-year 1099 plus YTD earnings) and a year-to-date profit-and-loss statement.
How much down?
As little as 10 percent with strong credit; 15–20 percent for lower scores.
Is two full years of self-employment mandatory?
Most programs ask for two years, but some accept one year plus prior industry experience.
Which income docs work?
Choose from bank statements, 1099s, P&L statements, or asset utilization—whichever paints the strongest picture.
Can I combine income methods?
Yes, hybrid underwriting lets you blend bank-statement income with liquid assets or a CPA-prepared P&L.
Personalized Mortgage Solutions for Self-Employed borrowers are designed for entrepreneurs, freelancers, and business owners who may not fit traditional lending guidelines. If you don’t receive a W-2 or have variable income, Everyday Lending Group offers flexible mortgage options like Bank Statement Loans, 1099 Loans, and P&L-Only Mortgages to help you qualify—without the need for tax returns.
We understand the unique challenges self-employed clients face, and we’re here to make the process easier. With common-sense underwriting, fast approvals, and customized loan structures, we help you move forward with financing that reflects how you really earn.
A loan qualified on a CPA-signed Profit & Loss statement—no bank statements, W-2s, or tax returns required.
What expense factor is used?
Programs allow expense ratios as low as 10 percent, meaning 90 percent of net income can count toward qualifying.
Can I get a U.S. mortgage without a Social Security number?
Yes—ITIN and Foreign National loans let non-U.S. citizens buy or refinance U.S. property with an ITIN or foreign passport.
How much can I finance?
Up to 90 percent LTV on primary homes; 75–80 percent on second homes or rentals.
What credit is needed?
Lenders use alternative credit—international reports, trade lines, or rental history—when U.S. scores aren’t available.
When does private money make sense?
Great for bridge, construction, or rescue situations where speed trumps price—or when a property needs rehab before conventional financing.
Are credit scores and income verified?
These are predominantly asset-based, equity-driven loans; FICO and income matter far less than collateral and exit strategy.
How is a HELOC different from a cash-out refi?
A HELOC is a revolving line secured by your home—interest-only on what you draw, leaving your first mortgage untouched. A cash-out refi replaces the first mortgage entirely.
What CLTV can I get?
Up to 90 percent on owner-occupied homes and 85 percent on investment properties.
Is interest tax-deductible?
Often, yes—if funds are used for home improvements (consult your tax advisor).
What programs are available for first-time buyers?
We offer a variety of First-Time Homebuyer programs including Down Payment Assistance (DPA), reduced interest rates, and flexible credit requirements to help make homeownership more accessible.
What is Down Payment Assistance (DPA)?
DPA programs provide grants or low-interest loans to cover some or all of your down payment and closing costs. These can be state, local, or nationwide programs and may not require repayment.
Do I qualify as a first-time buyer if I’ve owned a home before?
In most cases, yes—you’re considered a first-time buyer if you haven’t owned a home in the last three years.
It’s simple. Just click “Get Approved” or contact us for a free consultation. We’ll review your goals, walk you through your options, and help you take the next step with confidence.
A conventional loan is a standard mortgage not backed by the government. It typically offers low rates and flexible terms for buyers with strong credit and steady income.
How much do I need for a down payment?
As little as 3 percent down for first-time buyers. However, 20 percent is recommended to avoid mortgage insurance (PMI).
What credit score is required?
Conventional loans generally require a minimum credit score of 620, but better terms are available for scores above 740.
Conventional Home Loans are one of the most popular mortgage options for homebuyers and refinancers alike. These loans are not backed by the government, giving borrowers more flexibility with terms, property types, and financing strategies. At Everyday Lending Group, we help you explore low-rate conventional mortgage solutions tailored to your credit profile, down payment, and financial goals.
Whether you’re purchasing a primary residence, second home, or investment property, a conventional loan may offer competitive rates, low monthly payments, and a smooth approval process. With options for fixed-rate and adjustable-rate mortgages, as well as loan terms ranging from 10 to 30 years, we make it easy to find the right fit for your needs.
Conventional loans are ideal for buyers with strong credit and consistent income, but we also offer solutions for first-time buyers and low down payment options — including as little as 3% down for qualified borrowers.
FHA loans are ideal for first-time buyers, lower credit borrowers, or those with limited savings. They’re backed by the Federal Housing Administration.
What’s the minimum down payment?
You can qualify with as little as 3.5 percent down with a 580+ credit score.
Do I need mortgage insurance?
Yes, FHA loans require MIP (Mortgage Insurance Premium) for the life of the loan, unless refinanced into a conventional mortgage later.
FHA Home Loans are government-backed mortgages designed to make homeownership more accessible, especially for first-time buyers and those with less-than-perfect credit. At Everyday Lending Group, we help you take advantage of this flexible financing option with low down payments, relaxed credit requirements, and competitive interest rates.
With an FHA loan, you may qualify with a credit score as low as 580 and a down payment as low as 3.5%. These loans are ideal for buyers who may not meet conventional loan standards but still want a reliable path to homeownership. FHA loans also allow for gift funds, co-borrowers, and higher debt-to-income ratios than many other mortgage types.
Whether you’re buying your first home or re-entering the market, Everyday Lending Group makes it simple to get started. Our experienced team will guide you through the FHA loan process with personalized support and expert advice — helping you move forward with confidence.
Who qualifies for a VA loan?
VA loans are available to active-duty military, veterans, reservists, and eligible surviving spouses. They are backed by the U.S. Department of Veterans Affairs.
Do I need a down payment?
No—VA loans offer 100% financing with no down payment required.
Are there closing cost benefits?
Yes. No PMI, limited closing costs, and potential seller concessions make VA loans incredibly affordable for qualified buyers.
VA Home Loans are a powerful mortgage option available to eligible veterans, active-duty service members, and surviving spouses. Backed by the U.S. Department of Veterans Affairs, these loans offer zero down payment, no private mortgage insurance (PMI), and competitive interest rates—making homeownership more affordable for those who’ve served.
At Everyday Lending Group, we’re honored to help military families access the full benefits of VA financing. With flexible credit guidelines and no required down payment, VA loans are ideal for both first-time buyers and seasoned homeowners. Plus, you can use a VA loan to purchase, refinance, or even build a new home.
Our team understands the unique needs of military borrowers and is here to simplify the process with personalized guidance every step of the way. If you’re eligible, we’ll help you make the most of this well-deserved opportunity.
A Jumbo Loan is used to finance high-value properties that exceed the conforming loan limits set by Fannie Mae and Freddie Mac.
Who needs a Jumbo Loan?
Buyers in expensive markets or purchasing luxury homes typically use Jumbo financing to borrow more than $766,550 (2024 limit in most areas).
What credit and down payment is required?
Strong credit (typically 700+) and at least 10–20 percent down is common for Jumbo mortgages.
Jumbo Home Loans are designed for buyers who need to finance high-value properties that exceed conforming loan limits set by Fannie Mae and Freddie Mac. Whether you’re purchasing a luxury home or refinancing an existing property, a Jumbo Loan provides access to larger loan amounts, often with competitive rates and flexible terms.
At Everyday Lending Group, we specialize in helping high-income borrowers and real estate investors structure Jumbo Loans that fit their financial goals. We offer solutions with as little as 10% down, interest-only options, and no PMI, even on larger balances.
If you’re buying in a competitive market or upgrading to your dream home, we’ll guide you through every step of the Jumbo Loan process with confidence, clarity, and tailored support.
Yes! We offer tailored financing for single-family rentals, multi-units, vacation homes, and short-term rentals.
What types of loans are available?
Choose from DSCR loans, conventional investment loans, asset-based options, and private money financing for flexible approvals.
How much down is needed?
Most investment property loans require 15–25 percent down, depending on the program and property type.
Can I finance a fixer-upper or custom home?
Absolutely. We offer renovation loans (like FHA 203(k) or Homestyle) and construction-to-permanent loans for building a new home.
Do I need a separate loan for the build and mortgage?
No—one-time close construction loans wrap land, building, and permanent financing into a single mortgage.
What can renovation loans cover?
You can finance kitchen remodels, roof replacements, plumbing updates, energy improvements, and more—up to certain limits.
USDA loans are designed for rural and suburban homebuyers and backed by the U.S. Department of Agriculture.
Do I need a down payment?
No—USDA loans offer 100% financing for eligible rural homes.
Who qualifies for a USDA loan?
Buyers must meet household income limits, purchase in a USDA-eligible area, and meet minimum credit standards.
An Adjustable-Rate Mortgage starts with a low fixed rate for a set period (usually 3–10 years), then adjusts annually based on market indexes.
Why choose an ARM?
If you’re planning to sell or refinance within a few years, an ARM can save you money with a lower starting interest rate than a fixed-rate loan.
Is an ARM risky?
ARMs carry some rate uncertainty after the fixed period, but rate caps are in place to prevent major spikes year to year.
A cash-out refinance replaces your current mortgage with a new, larger one—allowing you to take out the difference in cash. It’s a great way to access home equity for remodeling, debt consolidation, or investments.
How much cash can I take out?
Most lenders allow you to borrow up to 80% of your home’s value, minus what you still owe on your mortgage.
Will this change my interest rate?
Yes, a new mortgage means a new interest rate and term. Depending on market rates and your credit, this could lower or raise your monthly payment.
You may want to refinance if you can lower your interest rate, reduce your monthly payment, change your loan term, or switch from an ARM to a fixed-rate mortgage.
Can I refinance with poor credit?
We offer flexible refinance options for a variety of credit profiles, including FHA and VA streamline refinances and Non-QM refinance programs.
How soon can I refinance after buying a home?
You typically need to wait 6 months, but it depends on your loan type and lender guidelines.
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity as needed, similar to a credit card, with a revolving line and flexible draw period.
What can I use a HELOC for?
HELOCs are perfect for home improvements, tuition, medical expenses, debt consolidation, or as a financial cushion for unexpected costs.
Is a HELOC a second mortgage?
Yes, a HELOC is typically a second lien, separate from your original mortgage. You repay only what you use, with interest-only options available.
A reverse mortgage allows homeowners aged 62 and older to convert part of their home equity into cash—without monthly mortgage payments. It’s a flexible option that can help you stay in your home, supplement retirement income, or even purchase a new home.
Can I use a reverse mortgage to buy a new home?
Yes, through a Reverse Mortgage for Purchase (H4P), eligible homeowners can buy a new primary residence and eliminate monthly mortgage payments. This is a popular option for downsizing or relocating closer to family.
Do I still own my home with a reverse mortgage?
Absolutely. You retain full ownership of your home. The loan is only repaid when you sell the home, move out permanently, or pass away, typically using proceeds from the home sale.
What can I use the funds for?
Reverse mortgage funds can be used however you choose—living expenses, healthcare, home upgrades, paying off debt, or simply creating more financial freedom in retirement.
Who qualifies for a reverse mortgage?
To qualify, you must be 62 or older, live in the home as your primary residence, and have sufficient equity. A financial assessment is also required to ensure you can maintain the home and pay property-related expenses.
